There is a lot of information about pensions and retirement plans, as is fitting for something that affects so many Americans yet is highly technical. For your convenience, we’ve collected reports from our members and other reputable organizations, including both government and the private sector sources.
We hope these pique your interest and encourage you to take action by contacting your member of Congress. We make that easy: just use the “Take Action” tab on every page.
Analysis, research and tools:
Financial Basics
A high-level overview in just five steps
Step-by-step online guidelines, plus worksheets
Retirement Income: Ensuring Income throughout Retirement Requires Difficult Choices
A review of strategies, individual choices and policy options
Encouraging Retirement Saving
A Lifetime Policy For Financial And Retirement Security
Looks at the roles of education, access and encouragement in shaping secure retirements.
Do Low-Income Workers Benefit From 401(K) Plans?
Analysis using the latest U.S. Census figures
Saving through the workplace: the role of the employer
An employer-provided system benefits mainly full-time, long-term workers
What the Bureau of Labor Statistic’s National Compensation Survey of Employee Benefits tells us about Employer Provided Retirement Plans
Retirement Savings and Planning Benefits
A survey of what companies are doing today.
Government Workers Underreport Retirement Plan Availablity
A discussion of government worker’s reporting trends
Planning for your retirement: balancing all the options
Results of a Survey with Near-Retiree Defined Contribution Plan Participants
Annuities: Creating Guaranteed Income for Life
An overview
Tax Policy and Middle-Income Boomers
How Tax Deferral and Guaranteed Lifetime Income Strategies Can Benefit All Consumers
Tax reform analysis
Strong Majority of Americans Across the Political Spectrum Opposes Retirement Savings Changes
A recent national survey conducted by the Coalition to Protect Retirement reveals that Americans oppose any change in the current tax rules for their retirement savings plans, believing it will impede their ability to prepare for retirement.
Savings Under Tax Reform: What is the Cost to Retirement Savings?
An in-depth look at the likely effects of various reform proposals
Seeking an accurate estimate of the long-term revenue effect of deferral proposals
Retirement Savings and Tax Expenditure Estimates
How to measure the true value of both the primary and secondary tax benefits accruing from tax exempt retirement savings
Tax ramifications based on Adjusted Gross Income
Understanding The Role Of Tax Treatment In The Employer Provided Retirement System
Erosion of the current tax treatment of employer provided retirement plans will result in fewer Americans saving for retirement.
The effects of reducing defined contribution plan limits
Full Testimony of Judy Miller of ASPPA
Testimony at Senate Finance Committee hearing, 9-15-11
Impact of The Presidential Debt Commission Recommendations
An analysis of the Debt Commission’s proposal on defined contribution limits
401(k) Ownership Continues to Grow, While IRA Ownership Falls
An EBRI study on retirement contribution levels
The Tax Benefits and Revenue Costs of Tax Deferral
A study of retirement tax deferrals
